As part of the Internet Generation, you get it when we discuss social networking sites, blogging, online shopping – often you know more about these things than many of the older people around you! But if you can teach us about new technologies, the Office of the Privacy Commissioner of Canada can teach you the importance of protecting your identity in all spheres of life and about the realities of identity theft.

As mentioned in the “Identity Theft and You” section of our main website, “There’s no widespread agreement on the meaning of identity theft,” but the term is used for “everything from cheque forgery and the use of stolen credit cards to sophisticated scams in which an impostor adopts somebody else’s identity to gain access to their assets.” We often associate identity theft with IT geniuses hacking into computer networks – this is sometimes the case and we shouldn’t turn a blind eye to technological development and its close connection to the emergence of new techniques for exploiting personal information. However, identity theft transcends the virtual world, and it often hits much closer to home.
 
Before addressing the profile of “identity thieves” it would be interesting to see if you are a person at risk. Just answer the following simple questions which will reveal a lot about your habits:
 
1)  Do you carry your Social Insurance Number in your wallet?
2)  Do you throw your balance statements and receipts in the garbage?
3)  Have you revealed your PIN code to your friends?
4)  Do you choose passwords that are common and easy to guess?
 
If you responded “yes” to any of these questions you are in danger of being the victim of identity theft.

Next, for a profile of an “identity thief”, we can refer to Benoît Dupont and Guillaume Louis’s second report (“Identity thieves: a common delinquency profile”) from the Université de Montréal’s Canada Research Chair in Security, Identity and Technology. The report states that an alarming 1.7 million Canadians were affected by identity theft in 2008.

They authors also produced a profile of an identity thief that is more frightening than the virtual profiles we tend to associate with these kind of crimes. They found that while more than 45% of cases of identity theft involve Internet use (mostly to commit fraud) the majority of the identity thieves don’t use the cyberspace to acquire information. Instead, they found that many of these criminals are “ordinary individuals”:

•  40% of offenders are women – this may be attributed to the absence of violence inherent to this sort of crime and the possibility of committing the crime without help from an accomplice.
•  The average age is 33 years.
•  64.6% of the offenders acted alone in the majority of cases.

And the approach these identity thieves take to committing theft is as ordinary as the thief’s profile. It’s a far cry from hacking into computer networks: instead, 53.4% of incidents involve the theft of wallets and purses, and fraud.

It turns out that many people choose to steal identities, simply because it’s easy! According to the research, identity theft is attractive because of the low risk involved and the ease of carrying on this activity. Identity theft has one of the fastest growing crime rates seen in recent years1.

As a result, an increasing number of measures are being taken to give you the tools you need to prevent identity theft, but in reality, day-to-day vigilance is necessary above all else.

Here are some Web sites you can visit to get more information on fraud prevention methods and identity theft:

Office of the Privacy Commissioner of Canada – Read the information compiled for individuals such as Identity theft and you.

The Consumer Measures Committee has a great information sheet for you about Identity Theft. You’ll find a quiz that will help you understand if you’re putting yourself at risk for identity theft, as well as information about what to do if you think your identity has been stolen, how to protect yourself when shopping on the Internet and more.

Privacytown – Privacytown is your online guide to protect your privacy and personal information in the age of electronic commerce and new information technologies.

1. Finklea, Kristin M. (2009). Identity theft: Trends and Issues. Congressional Research Service: Washington DC.